This presentation has eight sections: 1) Credit Culture & The Risk Management Process; 2) Due Diligence & Data Expectations; 3) Underwriting & Credit Analysis Concepts; 4) Financial Analysis & Cash Flow Concepts; 5) Credit Structuring & Covenants; 6) The Risk Rating Process, Monitoring and Early Warning Signs; and 8) Asset-Based (Formula) Lending. It refers to handouts that are also included in this series.

The presentation describes recent developments, the Basel II consultative package, strengthening risk coverage, revisions to market risk and principles.

This is a handout to accompany the Credit Officer Workshop presentation.

This is a handout to accompany the Establishing a Modern Risk Management Department presentations. It provides the answers to case study questions, which also are included in this series.

This questionnaire accompanies the presentations on developing examiner guidelines. It includes questions on the risk factors relating to fraudulent financial reporting and risk factors related to misappropriation of assets.

This is a handout to accompany the Establishing a Modern Risk Management Department presentations. It provides case study questions. (The answers are provided in this series.)

This is a handout to accompany the Credit Analysis Training for Credit Officers presentation.

This presentation on reputation risk management focuses on elements, self-improving processes, risk-sensitive indicators and the need for benchmarks.

The presentation focuses on the principles of bank risk management, core objectives, the "vicious cycle" of risk, components of an effective risk management process, a risk management framework and risk philosophy.

The presentation gives the definition of market risk, standard market risk factors, measurement of market risk and the Value at Risk (VaR) risk management approach.